Within the funeral industry, this concept could refer to a person designating funds to pay for their future arrangements or it could refer to someone simply placing on record with a funeral home their personal information.   No mater what a person chooses to do in advance, their survivors are sure to appreciate their efforts for thinking ahead.

We have available a questionnaire to assist people with their thoughts about arrangements.  One can be quite specific about their preferences.  When completed, the questionnaire provides crucial information for a death certificate and an outline for the obituary.

Our final expense coverage is available with multi-pay and single-pay plans.  In order to determine the amount of coverage you may need, please call to arrange a visit with one of our directors.

Sometimes, life insurance companies will permit a policy owner to assign their existing life insurance policy to cover future funeral expenses.  When possible, this may prove to be the most cost effective option available.  We’re happy to help you find out more about this.

Occasionally there is a need for someone to stay qualified or beome newly qualified to receive assistance in the form of Medicaid through the Missouri Division of Social Services.   The Missouri Division of Social Services permits their applicants to designate an existing life insurance policy or transition cash into a newly designated policy to cover their future final expenses.  Please call for more information, as individual needs vary from person to person.